BSA/AML 5 Pillars Program Review Checklist
- 2 days ago
- 1 min read
FinCEN outlines 5 essential pillars for all BSA programs, explained further in the FFIEC Exam Manual. This interactive checklist gives BSA Officers and AMLe teams a structured framework to assess their program against all five required pillars before gaps become exam findings.
Work through each section to see where your program is solid and where it needs attention. Built around the same framework examiners use, it covers Internal Controls, Independent Testing, BSA Compliance Officer, Training, and Customer Due Diligence.
What's included:
34 checkable items across all five BSA/AML program pillars
Plain-language descriptions of what each pillar requires
A practical tool for annual reviews, new hire onboarding, or exam prep
Meet the Author:
Kristin Parker, SVP of Compliance & Operations
Kristin is a seasoned expert in BSA/AML and fraud prevention, with extensive experience building and implementing monitoring programs for higher-risk industries. She has contributed to significant updates in the FFIEC manual, provided practical, risk-based AML guidance at industry events, and played a key role in the development of RiskScout’s innovative, actionable BSA solutions. Recognized by her peers as PBC's 2024 Compliance Person of the Year, Kristin continues to champion efficient, technology-driven approaches that empower financial institutions to confidently manage regulatory requirements.
